Personal & Business

EV charge cards

Fees, network access and the terms that matter. Card acceptance does not mean the same price as a network’s own app.

We're independent: no card provider owns us or pays for its position.

For individual drivers

Your charging pattern

Networks and share of charging

0% allocated · shares must total 100%

Required features

Costs include 20% VAT where published fees exclude VAT, charging losses and estimated session fees. Minimum spend is treated as a charging-spend floor before the card fee. Cost ranges are ordered by their upper bound, not a guessed typical price. Excludes parking/overstay and rewards; ongoing costs are not changed by partner links.

Not cost-ranked

loveelectric Charge Card

Site-specific / variable · Personal

Cost not compared

Select networks and shares totalling 100%

Choose networksNetwork match only; check site restrictions.

Terms, features and sources
Who it’s for
Employer/company-car or salary-sacrifice arrangement, not an unrestricted consumer RFID card. App and virtual Visa via Apple Pay/Google Pay.
Monthly fee
Not published
Minimum monthly charging spend
Not published
VAT on published fees
Not published
Home reimbursement
Home charging can be logged within employer arrangement; exact reimbursement terms need confirmation.
VAT receipts
Not published
Fleet invoicing
Not applicable to this personal product
Rewards
Not published
Published coverage
Payment-card acceptance differs from roaming RFID; check payment support at the selected charger. No named-network acceptance inferred.
Terms
Employer-arranged monthly charging allowance is salary-sacrificed from gross pay. Tax savings depend on circumstances; no tax saving or charging tariff estimated.

Checked 8 Nov 2026 · Official card source

    Octopus Electroverse

    Network price · Personal

    Cost not compared

    Select networks and shares totalling 100%

    Choose networksNetwork match only; check site restrictions.

    Terms, features and sources
    Who it’s for
    Individual drivers; app account and optional Electrocard RFID card.
    Monthly fee
    £0.00
    Minimum monthly charging spend
    Not published
    VAT on published fees
    Not published
    Home reimbursement
    Not published
    VAT receipts
    Not published
    Fleet invoicing
    Not applicable to this personal product
    Rewards
    Conditional Plunge Pricing and other offers may apply; not included in estimates.
    Published coverage
    Partner chargers shown in the app; check individual connector acceptance.
    Terms
    First Electrocard is free. No subscription stated; charger-specific prices shown before charging. Minimum spend and VAT terms not published in reviewed sources.

    Checked 8 Nov 2026 · Official card source

    • InstaVolt

      InstaVolt lists this roaming provider. Check the specific charger and current card price in the provider app; not a guarantee of every site or connector. · checked 8 Nov 2026 · Compatibility source

    OVO Charge / Charge Anywhere

    Network price · Personal

    Cost not compared

    Select networks and shares totalling 100%

    Choose networksNetwork match only; check site restrictions.

    Terms, features and sources
    Who it’s for
    Individual drivers, including non-OVO customers; app and RFID access where supported.
    Monthly fee
    £0.00
    Minimum monthly charging spend
    Not published
    VAT on published fees
    Not published
    Home reimbursement
    Not published
    VAT receipts
    Not published
    Fleet invoicing
    Not applicable to this personal product
    Rewards
    Light Boost benefits have plan-specific conditions; not applied to PAYG comparisons.
    Published coverage
    Compatible charge points shown in the OVO app; not all network connectors guaranteed.
    Terms
    PAYG has no monthly fee. Optional Light Boost is £2/month for 10% off eligible network-set prices; not a permanent PAYG rate. Minimum spend, card charges and VAT terms need confirmation.

    Checked 8 Nov 2026 · Official card source

      Shell Recharge

      Site-specific / variable · Personal

      Cost not compared

      Select networks and shares totalling 100%

      Choose networksNetwork match only; check site restrictions.

      Terms, features and sources
      Who it’s for
      Personal Shell App subscription; current physical RFID card availability not confirmed.
      Monthly fee
      £9.99
      Minimum monthly charging spend
      Not published
      VAT on published fees
      Not published
      Home reimbursement
      Not published
      VAT receipts
      Not published
      Fleet invoicing
      Not applicable to this personal product
      Rewards
      No guaranteed rewards included; subscription discount is conditional.
      Published coverage
      Eligible Shell DC and Shell Recharge On-Street; specified AC chargers excluded from subscription discount. Roaming scope must be checked in app.
      Terms
      £9.99/month subscription gives 30% off eligible Shell App per-kWh prices up to 1,000kWh per monthly cycle, then normal prices. Not a fleet card offer. VAT and minimum spend not confirmed.

      Checked 8 Nov 2026 · Official card source

        The Charge Scheme

        Site-specific / variable · Personal

        Cost not compared

        Select networks and shares totalling 100%

        Choose networksNetwork match only; check site restrictions.

        Terms, features and sources
        Who it’s for
        Employer benefit using app powered by Plugsurfing and Charge Card; eligibility depends on employer arrangement.
        Monthly fee
        Not published
        Minimum monthly charging spend
        Not published
        VAT on published fees
        Not published
        Home reimbursement
        Scheme describes home and office charging; reimbursement process and employer conditions need confirmation.
        VAT receipts
        Not published
        Fleet invoicing
        Not applicable to this personal product
        Rewards
        Not published
        Published coverage
        Compatible chargers shown in scheme app; not treated as acceptance at every network/site.
        Terms
        Salary-sacrifice charging benefit. Advertised tax savings are not a universal per-kWh price and are not included in cost estimates.

        Checked 8 Nov 2026 · Official card source

          Zapmap (Zap-Pay / charging card)

          Site-specific / variable · Personal

          Cost not compared

          Select networks and shares totalling 100%

          Choose networksNetwork match only; check site restrictions.

          Terms, features and sources
          Who it’s for
          Individual drivers; app payments and optional Zapmap charging card at compatible points.
          Monthly fee
          £0.00
          Minimum monthly charging spend
          Not published
          VAT on published fees
          Not published
          Home reimbursement
          Not published
          VAT receipts
          Session receipts emailed; VAT receipt format not confirmed.
          Fleet invoicing
          Not applicable to this personal product
          Rewards
          Premium eligible Zapmap-paid charging discount 5%, capped at 50kWh/month; excluded from generic costs.
          Published coverage
          Use the Zapmap payment filter to check the charger.
          Terms
          Free app plan; physical card listed at £10 on Free/Premium Monthly, free with Premium Annual. Premium £3.49/month or £29.99/year; separate optional plan, not modelled as a universal card rate. Minimum spend and VAT not published in reviewed page.

          Checked 8 Nov 2026 · Official card source